Choose a credit report

Subscription Plans

1-Bureau Credit Report

Best when you only need one bureau-choose between Experian, TransUnion or Equifax

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Viewable for 30 days from activation. Must be activated within 12 months. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information below^{Important information 11}.

3-Bureau Credit Report

Best when you are preparing to meet with a lender and need a report from all 3 bureaus-Experian, TransUnion, and Equifax

Experian
TransUnion
Equifax

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Viewable for 30 days from activation. Must be activated within 12 months. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information below^{Important information 11}.

IMPORTANT INFORMATION

Each FICO Score Report is a snapshot of your credit profile that is viewable for 30 days from the date of activation. All FICO Score Report products must be activated within 12 months of purchase. All FICO^® Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Your lender or insurer may use a different FICO^® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

All reports include

FICO Scores

FICO Score
Scores for Mortgages
Scores for Auto Loans
Scores for Credit Cards

Tools & Analysis

FICO Score Simulator
How Lenders View You
Interest Rates
Score Analysis

Education & Community

Credit Education
Credit Community
US-based Customer Support

Questions? We can help

Will this hurt my credit?: No, when you check your own credit it does not hurt your credit score.
Who is myFICO?: myFICO is the consumer division of FICO, launched in 2001 to help consumers get their FICO Score directly from the people that make the FICO Score. We have an A+ rating from the BBB and our headquarters are in Bozeman, MT.
What is the FICO Score?: The FICO Score is the most widely used credit score, used by more than 90% of top lenders. Some credit apps use other credit scores, but they are calculated differently than FICO Scores and many lenders won't use them.
Why check all 3 credit bureaus?: Both your credit reports and FICO Scores can vary from bureau to bureau, and your lender may pull your report and FICO Scores from any or all 3 of them. Having scores from all 3 bureaus is also important if you're preparing for a mortgage. Out of the 3 credit scores from each bureau, mortgage lenders will use what's called the "middle score". You need your score from all 3 bureaus to identify your middle score.
Why update my credit report regularly?: It is a good idea to regularly check your credit reports for errors. If you're actively seeking credit, consider monthly updates to your credit report and full set of FICO Scores to make sure they are accurate and up-to-date.
Still have questions?: Call our toll-free, US-based customer support at 800-319-4433.