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Know your score, monitor your credit, then upgrade to prepare for a mortgage, auto loan, or credit card.
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Checking never lowers your score, unlike applying for credit.
IMPORTANT INFORMATION
1. Your subscription will automatically renew monthly at $0 for Free Plan, unless canceled. You or we may cancel at any time. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.
What makes myFICO different
From FICO. The score, from the source.
90% of top lenders use FICO® Scores. myFICO is the only place to get them directly from FICO.
All three bureaus. The scores lenders actually pull.
Equifax, TransUnion, and Experian — the FICO® Scores your lender sees when they make a decision.
Available when you upgrade
The mortgage and auto FICO® Scores no one else shows.
Industry-specific FICO® Score versions used for home loans and auto financing — not the generic score other free tools show.
Available when you upgradeWhat you get, free
Your FICO® Score based on Equifax data
The same FICO® Score model lenders use, not an educational score or an estimate.
View plans to see all three bureaus.
Ongoing credit monitoring
We watch your Equifax file for changes and alert you when something moves, so you’re not waiting a month to find out.
View plans to monitor all three bureaus.
Credit report: See the data behind your score
Your full Equifax credit report, every account, every payment, every inquiry. So you know exactly what lenders see when you apply.
View plans to see all three bureau reports side-by-side.
FROM THE MYFICO COMMUNITY
Creators who recommend myFICO.
Get your FICO® Score. It’s free.
Know your score, monitor your credit, then upgrade to prepare for a mortgage, auto loan, or credit card.
Checking never lowers your score, unlike applying for credit.
IMPORTANT INFORMATION
1. Your subscription will automatically renew monthly at $0 for Free Plan, unless canceled. You or we may cancel at any time. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.