FICO financial literacy champions

Sports have an unparalleled ability to unite people across backgrounds, communities, and cultures. FICO believes that same universal connection is an ideal platform for spreading the message of financial empowerment. That's why FICO partners with world-class athletes and sports organizations — to meet fans where their passion already lives and bring free financial education resources directly to them.

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FICO Free Plan

Start your credit education off right

Get your FICO Score today, for free. Plus, free Equifax credit monitoring and a free Equifax credit report every month. No credit card required.Important information 1Important information 2

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IMPORTANT INFORMATION

1. Your subscription will automatically renew monthly at $0 for Free Plan, unless canceled. You or we may cancel at any time. All subscriptions include a FICO Score 8, and may include additional FICO Score versions. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO Score updates, FICO Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

FICO has transformed how people think about their financial futures. Through our programs and partnerships with champions like Chelsea Football Club, Chris Eubanks, and professional volleyball players, we have brought financial literacy education directly to sports fans and communities worldwide.

Chelsea FC players celebrating

We're excited to be working with such a prestigious and renowned organization again, through whom we will continue to deliver incredibly valuable sessions and resources to help educate fans across the U.S. on the importance of financial literacy.

By Casper Stylsvig Chief Revenue Officer, Chelsea Football Club

Cricket fans are unrivaled in terms of passion and loyalty. Through our partnership with FICO, we have an opportunity to educate people, to make more confident, informed decisions that support their financial health.

By MI New York Spokesperson

MI New York cricket players

The FICO Score is trusted by the top U.S. lenders to extend credit for personal loans, mortgages, auto loans, credit cards, and more, which is why it is vital for people to know their FICO Score and what is impacting it. FICO offers resources to help people kick-start their financial literacy and credit education journey. Through myFICO, FICO's consumer site, consumers can check and monitor their FICO Score for free, as well as access education materials and tools designed to help fans have the knowledge and the tools to understand their FICO Score and take control of their financial future.

Free education programs

Credit Education On Demand

Watch to learn how millions of people gain access to the credit they need. Also available in español.

Money Management International

We're excited to offer free financial coaching from MMI as part of Score A Better Future

90% of Top Lenders Use FICO Scores

Other credit scores can vary as much as 100 points from your FICO Score. Get the score lenders use.

FICO Free plan features

What you'll get with FICO Free

Illustration of an example FICO Score (733 - a very good rating) diverging into 3 categories - mortgage, auto and credit card.

Your FICO Score for Free

You'll get a FICO Score 8 based on your Equifax credit data. Take the mystery out of your score with a detailed analysis.

Illustration of a credit report based on Equifax data.

Equifax Credit Reports

Instantly access your credit report from Equifax so you can check for errors that may be holding you back. Plus, get a fresh report every month to help you stay on track.

Illustration of an example credit monitoring alert (a new inquiry was added to your credit report) with a FICO Score change (up by 3 points to 760).

24x7 Credit Monitoring

Credit reports change all the time. We alert you when we detect something new in your Equifax credit data. Proactive monitoring can help you uncover fraud early and avoid nasty surprises when you apply for new credit.Important information 3

Illustration of a line graph representing FICO Scores based on Equifax data with one point highlighted as 760.

Score Change Alerts

Avoid credit surprises. We'll notify you anytime your FICO Score from Equifax goes up or down. With the myFICO app, you can access your scores and alerts on the go.Important information 3

IMPORTANT INFORMATION

3. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO Score updates, FICO Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

Choose the plan for you

Advanced

  • Complete 3-bureau coverage
  • Updates available every 3 months
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Simulator for FICO Score 8See how actions affect the most widely used score
  • Not included: Simulator for FICO mortgage scores
  • Credit reports
  • Score and credit monitoringImportant information 5
  • Up to $1 million identity theft insuranceImportant information 6
  • 24x7 identity restoration
  • Identity monitoring
$29.95 per monthImportant information 4
Start advanced membership See how it works

Automatically renews at $29.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 4.

Premier

  • Complete 3-bureau coverage
  • Updates available every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Simulator for FICO Score 8See how actions affect the most widely used score
  • Simulator for FICO mortgage scoresSee how actions affect FICO Score 2 & 4 used by mortgage lenders
  • Credit reports
  • Score and credit monitoringImportant information 5
  • Up to $1 million identity theft insuranceImportant information 6
  • 24x7 identity restoration
  • Identity monitoring
$39.95 per monthImportant information 4
Start premier membership See how it works

Automatically renews at $39.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 4.

IMPORTANT INFORMATION